Our Independent Financial Advisers will offer the first meeting at their expense in Belfast

After the meeting with one of our independent financial advisers we should be able to tell you whether we can be of service or not. So you have nothing to lose.
You may already have:-
Arrangements in place
An existing adviser
Be new to all this and curious to know the potential benefits Operation.

The advisory process is based on trust - you have to trust us and we, you. We also have to be able to work together, and the whole process has to be compliant. 

Scope of Advise

  • Unit trusts
  • Onshore Investments
  • Offshore investments
  • Open Ended Investment Companies (OEICs)
  • ISAs
  • Investment trusts
  • Investing for income
  • Ethical investments

Pensions & Retirement

  • ​Stakeholder
  • Sipps
  • Pensions Transfers
  • Pensions review
  • Pensions & retirement planning
  • Pensions & divorce
  • Pension drawdown
  • Pension consolidation
  • Auto enrolment
  • Annuity purchase

  Insurance & Protection

  • Accident & sickness
  • Critical illness
  • Healthcare
  • Income protection insurance
  • Life insurance
  • Payment protection insurance

Advice Areas - If you are in Business

If you are in business, you may want to ask us about:-

  • Key Person Cover - to protect your business against death, critical illness or accident.
  • Increasing the return on deposit funds - it is possible to increase the return on your
    business or personal deposit funds and keep access to the money.
  • Pension - auto enrolment, individual, group and corporate pensions.
  • Pensions Freedoms & Pension retirement planning - Pension consolidation,
  • Pension transfers of Defined Benefit and Final Salary pensions, Flexi Access Drawdown,
  • Self-Invested Personal Pension (SIPPs) Stakeholder.
  • We also deal with:-
  • Corporate pension
  • Group critical illness
  • Group income protection
  • Group ISA
  • Group life insurance
  • Group pensions
  • Group private medical insurance
  • Group protection
  • Group risk

Every client's case is different, particular if we are looking at the three areas of individual, family and livelihood together.  
This makes more efficient use of the client's money.

Our Advisory Process

Based on our years of experience and what is currently available in the marketplace, look at the potential options for the client - sometimes, as we have said, it may embrace not only the individual, but also their family and livelihood.

We carry out research in the market place to find the most appropriate solutions.

Affordability and prioritising go together. One usually has to work within a given budget. One buys the most important thing or things first within that budget. Later during reviews existing arrangements can be adjusted or added to as the need requires and budget allows.
After the research is carried out, we draw up written recommendations setting out the options, advantages and disadvantages. It is during this stage that we may touch on the areas that the client had not considered, but on reflection, would like us to do so. The whole advisory process is designed to allow the client to have the most appropriate measures in place to meet their objectives within budget at any given stage in their lives - which are always subject to change. Our Independent Financial Advisers will offer the first meeting at their expense in Belfast and Downpatrick

contact Us today

Video presented by Barney O'Toole BA (Hons) CertPFS

The Advisory Process